If you’re staring at your HSA or FSA balance thinking, “What am I supposed to do with this… buy another thermometer?” — this post is going to make your whole week.
Most people have no clue their pre-tax insurance dollars can cover Nutritional Therapy.
Yes, my programs.
Yes, 1:1 functional support.
Yes, the exact work you’ve been putting off all year because life was lifing.
And because we’re in the final stretch of the year?
This is prime time to let those dollars work for you instead of quietly expiring in your FSA like a sad bag of baby spinach.
Why This Works (Even If Your Insurance App Says Nothing About It)
Nutritional Therapy is considered a qualified medical expense when it supports a documented health condition.
That includes:
- Hashimoto’s + thyroid dysfunction
- Autoimmune symptoms
- Chronic fatigue
- Hormonal imbalance
- Blood sugar issues
- Postpartum depletion
- Digestive issues / IBS
- Anxiety + nervous system dysregulation
- Mold illness
- Food sensitivities
- Inflammation + pain syndromes
- High triglycerides or cholesterol
- Weight that won’t budge
This is the exact work Nutritional Therapy does — which is why it qualifies.
What You Actually Need (The Simple Version)
1. An itemized invoice from me
I send this automatically.
2. A Letter of Medical Necessity (LMN)
This can come from:
- a doctor
- a chiropractor
- a nurse practitioner
- an ND or DO
- sometimes an NTP (your plan determines this)
If your doctor won’t write one — don’t panic. Most clients get an LMN from their chiropractor or ND in minutes.
3. Save your receipt + LMN
Upload both in your HSA/FSA portal. Done.
4. Your HSA/FSA reimburses you
Or you can pay directly with your HSA card upfront.
Why This Is Actually a Huge Win
You can use your pre-tax dollars to pay for:
- Initial consultations
- 3-month nutrition programs
- Functional protocols
- Drainage + thyroid support
- Blood sugar balancing
- Nervous system support
- Lab reviews
- Follow-up sessions
Basically everything I do inside 1:1 work? Eligible.
FSA = Use It or Lose It
If you have an FSA, this is your friendly, clear, “don’t-miss-this” moment.
Your unused balance usually expires December 31 (some plans offer a short grace period — but don’t count on it).
Every year, people realize after the deadline that they could’ve used their benefits on real wellness instead of last-minute medical supplies.
Consider this your loving—but direct—nudge:
You have pre-tax dollars sitting there waiting to support your health — not your junk drawer.
How It Works If You Want to Start in January
Good news — you can:
- Pay for your package now (before Dec 31)
- Your receipt + LMN are dated this year
- Redeem your sessions anytime in the next 12 months
- Begin your full protocol in January or later
This is extremely common — especially for parents and autoimmune clients who want to secure support now and start strong in the new year.
What Working With Me Actually Looks Like
I don’t hand you a list and tell you to eat more vegetables. I help you rebuild the systems that actually move your health:
- digestion
- blood sugar stability
- liver + lymph drainage
- thyroid + adrenals
- nervous system regulation
- minerals + electrolytes
- mitochondrial energy
- sleep
- detox pathways
This is foundational work — the kind that changes how your body functions long term.
If You Want to Use Your Benefits Before They Expire
I have limited openings for December consults and I’m currently scheduling January start dates for new clients.
If you’re ready to use your HSA/FSA toward real healing, here’s your next step:
Want to Read More?
- HSA/FSA Wellness Tools Guide
- Skin as the Body’s Overflow Valve
- Facial Detox & Acne Mapping
- Keto Rash + Drainage Overwhelm
What I’d Tell a Client
You’re already paying into your HSA/FSA. Use those dollars for something that actually builds your health — not more bandaids.